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Spencer holds his bachelor's degree in Accounting from the University of Evansville and his MBA from Southeast Missouri State University. He has worked in Trust and Wealth Management since 2007. Spencer in an active member of the Evansville Estate and Financial Planning Council, University of Evansville's Harlaxton Society Board, and is a Budget Partner for Habitat for Humanity. Spencer and his wife, Jennifer, live in Newburgh, Indiana, with their three children, Jenna, Sara and Eli. In his downtime, he enjoys watersports, playing music and spending time with his family.