Kentucky Housing Loan

The Kentucky Housing Loan offers prospective and existing homeowners down payment assistance (DPA) on 30-year FHA, VA, and RHS loans. 

Owner occupied, one unit, primary residence

Borrower must meet KHC's Secondary Market Income Limits

FHA, VA, and RD Programs: 620 credit score

Down Payment Assistance Program up to $10,000

• No liquid asset review and no limit on borrower reserves.
• Specific credit underwriting standards may apply to down payment programs.