Wire Transfers for Business

Quickly and easily send and/or receive money with wire transfers. Funds are securely moved using an electronic payment service from one business or person to another, in the US and around the globe.

Benefits of using a wire transfer include:

  • Wire transfers provide same-day, near-immediate transfer of funds (quicker than next-day ACH transactions)
  • Domestic wires (those sent within the US) generally arrive at the recipient bank on the same business day, if sent by the cut-off time of 3 PM Central Time / 4 PM Eastern Time on bank business days
  • International wires (those sent outside the US) generally arrive at the recipient bank within 2-5 business days, if sent by the cut-off time of 3 PM Central Time / 4 PM Eastern Time on bank business days

What will you need to send or receive a wire? View FAQs below:

  1. Funds are sent electronically using an electronic payment service, such as The Society for Worldwide Interbank Financial Telecommunication (SWIFT), the Federal Reserve Wire Network or the Clearing House Interbank Payments Systems. They can be sent to a recipient account at another bank or sent by someone else to your checking or savings account at German American Bank.

  2. Visit your nearest German American Bank office to send money to both personal and business accounts in the US and internationally. Businesses may visit or call the nearest German American Bank office for wire transfer assistance. Those businesses who often send wires may choose to do so within Business Online Banking. Contact a Treasury Management Sales Representative for more details.

  3. Outgoing Wires

    SENDING A WIRE:
    What will you need?    		DomesticInternational
    Recipient's bank name, recipient’s physical address and countryXX
    Recipient bank's routing numberX
    Recipient account number (1)XX
    Recipient bank’s SWIFT/BIC for National ID (2)X
    Currency of recipient's account (Foreign or US)X
    Purpose of transferXX

    Wires going to foreign countries require different numbers depending on the receiving foreign country. 

    1. For international wires you may need a country-specific account structure, for example a CLABE for Mexico or an IBAN. Other countries might require a SWIFT Bank Identifier Code or a National ID with the recipient’s account number.

    2. All wire transfer payments should include a SWIFT Bank Identifier Code or a National ID as applicable, and for participating countries the beneficiary’s International Bank Account Number (IBAN). Mexican banks require a CLABE number in addition to the SWIFT BIC.

  4. Incoming Wires

    RECEIVING A WIRE:
    What will you need?    		DomesticInternational
    ABA Routing Number for German American Bank / 083904563X
    German American Bank SWIFT code / GEAEUS31X
    Your full account numberXX
    Title on the account (1)XX

    For Eurodollar (EUR), British Pound Sterling (GBP) and Canadian Dollar (CAD) incoming wires, please contact a German American Bank office for instructions.

    1. The name on your account, as it appears on your statement.

  5. The German American Bank SWIFT code is GEAEUS31XXX. This is a unique code that may be required for the completion of international wire transfers by the Society for Worldwide Interbank Financial Telecommunication (SWIFT).

  6. The daily cut-off time for all wire transfer requests is 3 PM Central Time / 4 PM Eastern Time on bank business days. A business day is every day except Saturday, Sunday and federal holidays.

Visit or call your nearest German American Bank office to send money to both business and personal accounts in the US and countries worldwide. If your company regularly sends wires, you may benefit from speaking with our Treasury Management Sales Representatives to learn about your options.

Contact us for more information: (800)482-1314, secure email form or visit our nearest office.

Learn more about wire transfers for individuals.

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