Line of Credit

A German American Line of Credit provides your business with working capital as it is needed. Fund seasonal changes in inventory and receivables, take advantage of vendor discounts, or meet unexpected cash needs. An experienced Business Banker will help you secure a revolving Line of Credit, then you can borrow and repay from the line without coming back to the bank.

Cost effective way to borrow and repay Borrow, repay and borrow again up to the original amount committed by German American for the entire life of the loan.

Excellent for businesses that experience seasonal fluctuation

This type of credit facility is typically repaid from your business' operating cash flow (i.e. the collection of receivables)

Local decision making with a focus on customer service excellence