Personal Checking Comparison Chart
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Details | BAM! with Interest | BAM! | Platinum Plus | Stress-Free | Money Market | Health Savings |
---|---|---|---|---|---|---|
Balance to Earn Interest |
Tiered-rate structure beginning at $5,000 daily collected balance |
Does not earn interest |
$0.01 & over daily collected balance. Rates based on meeting qualifications and balance. |
Does not earn interest |
Tiered-rate structure beginning at $2,500 daily collected balance |
All balances |
Monthly Service Fee |
$15 (waived with $5,000 daily balance) |
$5 with eStatement; $7 with paper statement |
$5 (waived with eStatement) |
$5 (waived with eStatement or a daily balance of $1,000) |
$15 (waived with $2,500 daily balance) |
$0 |
Checks |
Two boxes per year FREE |
Charge |
Charge |
Charge |
FREE checks |
Charge |
Checkwriting |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Limited to six per month |
$1 fee for each check |
FREE at all Citizens First ATMs |
FREE at all Citizens First ATMs |
FREE at all Citizens First ATMs. If qualifications are met, up to $25 in ATM fee rebates per month. |
FREE at all Citizens First ATMs |
FREE at all Citizens First ATMs |
FREE at all Citizens First ATMs |
|
50% discount annually on one (1) safe deposit box rental (subject to availability) |
Charge |
Charge |
Charge |
Charge |
Charge |
|
Other Details |
Benefits
|
Benefits
|
|
$15 charge if account is closed within 90 days of opening. |
$25 setup fee; Primary account access is by Visa Check Card. |
|
All Accounts |
FREE Online Banking, Bill Pay and Telephone Banking. Minimum opening deposit of $100. |